Am I Covered?
Royal Life Centers accepts insurance coverage from most insurance providers, below are some major providers that many of our guests seek coverage with. Please note this is not a comprehensive list of every single insurance provider, and that some of these insurance providers only provide coverage if our guest has PPO coverage with their insurance provider. If you are uncertain if your insurance provider offers coverage for your addiction treatment, please fill out an insurance verification form, you can also give Royal Life Centers a call at (877)-RECOVERY or (877)-732-6837.
BlueCross BlueShield is a nationwide company that provides medical insurance to over 100 million customers around the country. They work closely with providers all across the medical field to provide a wide range of affordable coverage options. BlueCross BlueShield is one of the largest providers of health insurance, accepted by a high percentage of substance abuse, mental health, and addiction treatment facilities. Additionally, they offer some of the most comprehensive coverage for the treatment of substance use disorder and addiction.
Most policyholders will find that they are eligible for coverage for some or all of their stay in rehab. Depending on your type of coverage, most policies cover anywhere between 60 and 90 percent of the cost of treatment. However, each policy is different and will have several variables such as co-pays, deductibles, and limits.
BlueCross BlueShield plans may include some of the following:
- Medical detoxification
- Inpatient addiction rehab
- Outpatient addiction rehab
- Co-occurring mental health disorders
- Aftercare programs
We are available 24/7 to answer any questions or concerns you may have about insurance or the treatment process. Follow this link to fill out an insurance verification form, or call us now at (877)-RECOVERY or (877)-732-6837.
Cigna Drug Rehab Insurance Coverage
Inpatient treatment is covered by Cigna depending on medical necessity. That is to say, less restrictive forms of treatment will not suffice, and inpatient treatment is the most appropriate medical intervention. The easiest way to determine if your benefits cover inpatient treatment is to call Royal Life Centers. One of our addiction specialists can quickly determine your level of benefits and offer you the best options. You can also contact Cigna directly through the number on the back of your insurance card. A representative will help you through the process.
Outpatient treatment is also usually covered by Cigna. To what extent depends on your plan and coverage. This is usually the first option Cigna will suggest before allowing entry into inpatient treatment, however, there are exceptions. Outpatient treatment is usually a good first option for those with limited finances since its cheaper than inpatient rehab.
To make the process as smooth as possible, Royal Life Centers offers a free, no obligation verification of benefits. We can quickly and easily help you determine your level of benefits and get you started on your road to recovery. Our addiction professionals are available 24/7 to assist you and answer any questions you may have.
Aetna provides coverage for rehab at several different levels of care, including detox, partial hospitalization programs, residential inpatient facilities, intensive outpatient treatment centers, and aftercare services. Aetna has an expansive network of providers across the United States in order to provide a full range of treatment options for their subscribers.
They screen these providers for quality of care as well as several other qualifying factors so that subscribers receive only high-quality services. Subscribers can also choose to go to an out-of-network provider as well. However, the costs for an out-of-network facility can be significantly higher than an in-network provider. Additionally, the quality of service from an unapproved out-of-network provider may not be up to the standards of an approved in-network provider.
Do you have Aetna health insurance and are wondering “Will Aetna cover my drug rehab?” The simple answer is “yes”. As of 2014, Aetna and other health insurance carriers are required to cover mental health and substance use services under the Affordable Care Act. It is important to first call or visit the insurance provider’s website to determine the availability and benefits of your individual plan. You can also call us directly at (877)-RECOVERY or (877)-732-6837 and our admissions team will help determine your benefit eligibility.
ACN Group, Inc DBA OptumHealth Coverage
Many ACN Group, Inc dba OptumHealth members will discover that they’ll be covered for some or all of their stay in treatment. This will depend on the type of coverage you have. There are a lot of different options when choosing a policy, so the first step will be seeing what yours allows. A quick call to our admissions team can help you easily access this information.
ACN Group, Inc dba OptumHealth plans may include:
- Medical detox
- Inpatient residential treatment
- Outpatient treatment
- Aftercare programs
Allegiance Benefit Plan Management Inc.
Plans offered through Allegiance Benefit Plan Management Inc should cover different levels of care throughout treatment. These treatments include: medical detoxification, inpatient rehab, partial hospitalization treatment, outpatient programs, and continuing care options.
Each plan is different depending on several different factors, so checking your personal coverage is essential. You can check your personal coverage by using our free, no-obligation insurance verification tool. Regardless, it’s smart to know what services are offered under your coverage. To find out all your options today, call us at (877)-RECOVERY or (877)-732-6837.
AmeriBen/IEC Group Insurance Coverage
Having an AmeriBen/IEC Group is great news for someone looking for substance abuse treatment. Their policies generally offer coverage for substance abuse treatment. How much coverage you’re entitled to depends on your specific plan. Deductibles, out-of-pocket costs, and co-pays can vary drastically from person-to-person.
If you have one of these policies and want to know what level of coverage you’re entitled to, then call our team of insurance experts right now. Our knowledgeable staff can perform a quick and easy verification of your benefits right over the phone. Knowing your options gives you the freedom to choose what’s right for you.
AmeriBen/IEC Group insurance may cover:
- Medical detox
- Residential treatment
- Partial Hospitalization
- Outpatient rehab
- Aftercare programs
AW Rehn & Associates Inc Plans
If you have a plan through AW Rehn & Associates Inc, then your policy is covered under the First Choice Health Network. FCHN covers Washington state as well as several other areas in the northwest region. With an expansive list of providers and over 600,000 members strong, you’ll be sure to find the services you need. AW Rehn & Associates Inc has many different plans to choose from, which means flexibility when choosing which is right for you. Federal law requires that mental health services are covered equally to physical health services, meaning you should be covered for addiction treatment.
AW Rehn & Associates Inc plans should cover at least some of the cost of substance abuse treatment for their members. Certain plans will offer more coverage than others, but that will depend on your specific level of coverage. To find out your coverage, call one of our treatment representatives who are standing by.
Beacon Health Options
Usually, Beacon Health Options will cover the cost of inpatient rehab. Since Beacon Health Options is focused solely on behavioral and mental health, many variables affect what services are covered. The exact level of coverage depends on the personal plan that you signed up for.
Some of the inpatient services that are likely covered by Beacon Health Options:
- Clinical assessments and evaluations
- Medical exams
- Residential housing during inpatient
Just like inpatient services, outpatient rehab services will depend on the level of coverage in your plan. Almost all Beacon plans will provide some form of coverage regardless of plans.
Some outpatient services typically covered include:
- Daytime group therapy
- Private counseling
- Aftercare peer support groups
Carpenters Trust of Western Washington
Carpenters Trust of Western Washington does cover Inpatient rehab with precertification. They will cover 90 percent of the costs when in network and 80 percent of the costs when out-of-network. What else does Carpenters Trust of Western Washington cover? According to the official Carpenters Trust of Western Washington website, coverage for mental health and substance use disorder includes:
- Partial Hospitalization
- Intensive Outpatient Programs
- Individual Counseling
- Initial Assessment
- Physical Evaluation
If you’re ready to take the next step and get the help you deserve, call Royal Life Centers today. We are a full-featured treatment program that includes everything from detox to aftercare and more. Call our team of addiction experts today to discuss your options. We are available 24/7 to answer any questions or concerns you have. Call us now at (877)-RECOVERY or (877)-732-6837.
Coastal Administrative Services Inc
A common question that those seeking treatment will ask is “Does Coastal Administrative Services Inc cover my medical detox?” As a general rule of thumb, most insurance companies will cover a medical detox due to the severe consequences of at-home detox methods and their potential life-threatening nature. What this looks like for each person will vary. Coastal Administrative Services Inc offers such a wide range of networks that it’s impossible to know without first identifying your policy.
Another question that tends to come up frequently is “Does Coastal Administrative Services Inc cover Inpatient Treatment?” Again, this all depends on where you fall within their network, and what your plan includes. However, most plans do have some form of inpatient treatment in their policies for their guests.
Outpatient rehab is another level of care that comes up often when searching for treatment. Coastal Administrative Services Inc, like most other healthcare companies, will offer outpatient care first since its usually a cheaper option. However, depending on your personal circumstances, a more intensive form of treatment might be recommended.