If you’re looking for drug or alcohol treatment, one of the most important things to understand is your health insurance benefits, and what is covered. Getting the most out of your benefits, and knowing what your options are, allow you to make the best possible decisions for yourself and your recovery.
Treatment for mental health and substance use disorders is generally covered by Health Comp as well as most health insurance companies. Since the adoption of the Affordable Care Act, insurance companies must cover these services at the same level in which normal medical benefits are covered. What this means for you is that coverage for substance use disorder will be covered, at least partially. How much coverage you’ll receive and at what level will be determined by your specific plan. To find out more about what your options are, call our benefit verification experts at Royal Life Centers.
Health Comp Coverage
Coverage levels for mental health and substance abuse treatment will vary for each person depending on their plan. In many cases, Health Comp and other medical insurance providers will require preauthorization for treatment. What this means is that your insurer will determine if the treatment you’re seeking is medically necessary. This decision will usually be done between medical professionals, and your insurance company.
Some services don’t require any kind of preauthorization; however, this depends on your plan, and personal circumstances. Additionally, Health Comp may also expect its members to meet deductibles or co-pays before they’ll agree to pay for treatment. To find out the details of your specific plan, please contact our admissions team for a free confidential evaluation.
Health Comp Addiction Treatment Services Covered
Health Comp covers several different types of treatment options including:
Medical Detox– Assists in safely and comfortably removing drugs and alcohol from the body
Residential Inpatient Treatment– Intensive treatment program where guests attend several hours of therapy per day. Guests usually live on the premises of the facility during their stay.
Partial Hospitalization Programs– Commonly follows inpatient programs. Guests continue much of the same treatment they receive during inpatient, just at less frequency. Guests live off-site during this phase of treatment.
Intensive Outpatient Programs– Least restrictive form of treatment available. Usually a continuation of PHP, but meets even less frequently until they graduate.
Outpatient Programs– Gives the most flexibility as far as scheduling goes. Allows people with busy home lives, families, or school to attend treatment around their schedule.
If you’re ready to make a change in your life, or know someone who needs help, please call us today. Royal Life Centers offers a full variety of treatment services to suit everyone’s needs. To get your recovery started now, give us a call at (877)-732-6837 or (877)-RECOVERY.