Drug rehabs have a large range when it comes to the cost of treatment, this includes if you are looking to attend rehab on a budget. Each center sets its price, so some rehab programs are free while others cost thousands of dollars. This means that there are options for everyone, regardless of their budget.
While going to rehab on a budget can be a challenge, it is possible to attend a quality treatment experience that is also affordable. Through flexible payment plans and private insurance coverage, treatment services are accessible to those who are seeking to recover from addiction.
At Royal Life Centers, we understand the strain that addiction can put on both individuals and families, so our team works hard to minimize financial obstacles to recovery.
Payment Options for a Rehab Budget
When seeking treatment for rehab on a budget, there are a few ways to pay for it. The first is insurance, which typically covers the cost of treatment in part or whole. Depending on your policy and the type of services you need, it can be possible to get full coverage for addiction rehab with a private insurance plan. Another way to pay for treatment is through government-funded subsidies or grants such as Medicaid or Medicare.
Not everyone has insurance or a plan that will cover the costs of addiction treatment. However, most centers will work with you to determine eligibility and decide your best course of action. Many addiction treatment centers offer financial help, financing options, and even partial or full scholarships.
Health Insurance
Insurance is the most common way of paying for treatment. Most rehabs accept private health insurance depending on the type of coverage you have.
Different types of insurance coverage include:
- Private insurance (HMO, POS, PPO, etc.)
- State health insurance
- Government-sponsored insurance (Medicare, Medicaid, etc.)
- Military Insurance
State and Federally Funded Drug Rehab Facilities
For those without health insurance and limited to no funds, there are federal and local programs that offer assistance. Many of these centers offer low-cost and even no-cost treatment options. To find a facility close to you visit the Substance Abuse and Mental Health Services Administration’s website and use their facility locater tool.
Access To Recovery Vouchers
Beyond local, government-funded facilities, the federal program Access to Recovery provides vouchers to eligible individuals to pay for treatment. These grants are provided by agencies such as SAMHSA and the US Department of Health and Human Services to provide help to those without the means to afford private treatment. However, not all states participate in the program.
Faith-Based Programs
Many local faith-based options are usually at no cost. These programs usually require a long-term commitment, and breaking that contract typically means you will be discharged and not be allowed back.
Clinical Trials
Possibly joining a clinical trial or experimental treatment could be another option for those seeking addiction treatment on a budget. These are usually cutting-edge, although unproven techniques of counseling and/or medical approaches to substance abuse treatment. They are usually free, and some will even pay for your participation.
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Navigating Rehab On A Budget
Going to rehab on a budget can be a challenge. Fortunately, Royal Life Centers offers payment plans to help make treatment more accessible. Our counselors will work with you to determine the best plan for your needs and discuss our policy on sliding scale fees. We have in-network partnerships with many insurance providers that could further reduce your cost. Let us help you find a way to get the care you need.
If you would like more information on your options for the financial cost of addiction treatment, please use our insurance verification form as a tool if you have insurance, or if you do not have insurance, please contact our admissions team directly to see how we can help you. Our admissions team can be reached 24/7 at 877-RECOVERY.
