Employee Benefit Management Services
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Employee Benefit Management Services (EBMS) insurance offers healthcare plans that can assist you in paying for addiction treatment services. If you or someone you know is struggling with a substance use disorder, one of the most important things you’re probably considering is how to get treatment. It’s no secret that a high-quality drug and alcohol treatment center can be costly. Most people will look to their health insurance coverage to help pay for these costs.
Key Takeaways
- EBMS is not traditional insurance. Employee Benefit Management Services (EBMS) is a third-party administrator (TPA) that manages employer-sponsored health plans—your employer typically funds the coverage, not an insurance carrier.
- Coverage depends on your employer’s specific plan. Because EBMS administers custom, self-funded plans, benefits for rehab, detox, and mental health treatment vary based on your employer’s coverage details.
- Pre-authorization and eligibility checks are often required. EBMS reviews claims and determines medical necessity, so verifying coverage before treatment is critical to avoid unexpected costs. Verify your insurance here.
- Out-of-pocket costs vary widely. Deductibles, copays, and coinsurance depend on your plan design—two employees with EBMS may have very different financial responsibility.
- Verifying your benefits is the fastest way to understand coverage. Since plans are customized, the most accurate way to know what’s covered is to complete a benefits verification or speak directly with an admissions/insurance team.
Verify Your Insurance
Looking for affordable, effective treatment? We accept most major insurance providers. Check your insurance benefits for free.
Check Your CoverageQ: Does Employee Benefit Management Services cover drug and alcohol rehab?
A: Yes. Whether you have an EBMS plan through your employer, healthcare exchange, or privately, you’ll likely have some form of mental health and substance use disorder treatment coverage.
How to Know if a Rehab Program Is Safe and Reputable
Does EBMS insurance cover drug rehab?
Whether you have an EBMS plan through your employer, healthcare exchange, or privately, you’ll likely have some form of mental health and substance use disorder treatment coverage. Since the passage of the Affordable Care Act, insurers are required to offer mental health coverage at the same level of care that they would a physical ailment. If your seeking treatment for addiction and you’re fortunate enough to have medical insurance, you’ll likely be covered. Finances are usually one of the top concerns for someone seeking a drug and alcohol rehab. So, this can be a tremendous relief, and often the difference between receiving help or not.
Employee Benefit Management Services Coverage and Benefits
If you’re covered by a plan from Employee Benefit Management Services and seeking or considering treatment, you’ll want to know “is my addiction treatment covered?” Well, as long as you have mental health coverage included with your plan, you’ll have some level of rehab coverage.
Every plan is unique, meaning, that your level of coverage will depend on your individual plan. Some plans will have more benefits available than others, and things such as out-of-pocket costs, and deductibles will differ from person to person. The quickest and easiest way to find out if you’re covered for rehab is to call our team of treatment experts. We’re here to help make this process as simple as possible.
Addiction Treatment Services
The most effective treatment generally begins with a medical detox, followed by inpatient care, partial hospitalization, outpatient care, and sober living. Every person will have different needs and follow the path that works best for them. Your insurance provider, along with medical experts, will take these needs into account when determining what levels of care are most appropriate for you and your recovery.
Employee Benefit Management Services offers substance use disorder treatment for members who meet the appropriate requirements. If you’re unsure if you qualify for these services, call our caring treatment experts today. Royal Life Centers is waiting to hear from you, and get you the help you need. We are available anytime at (877)-RECOVERY. You can also begin your insurance verification process by visiting Verify My Insurance.
Frequently asked questions
Royal Life Centers provides world-class holistic addiction treatment. We are a dual-accredited, full-service drug and alcohol detox and treatment facility network committed to treating substance use disorders in the safest, most effective way possible— from detox to outpatient. We always put the guest first, hire only the most qualified staff, and maintain top-notch facilities.
Within our full continuum of care, Royal Life Centers treatment programs start with medical detox where drug and alcohol toxins are removed from the body. Following detox, residential inpatient treatment continues the therapeutic practices started in detox. Following residential inpatient, you work through levels of care that include partial hospitalization (PHP) and intensive outpatient programs (IOP). Once completed, you may continue treatment in our outpatient program (OP). Guests in aftercare and outpatient care can live in our sober living houses.
The length of treatment varies by individual. In general, detox services last 4 days or 8 days. Residential inpatient starts at 14 days. Our aftercare program extends for 12-weeks. Outpatient care is a customizable time frame. For this reason, guests can choose to be in outpatient for an undetermined amount of time, ranging from a couple of weeks up to one year.
When entering rehab, you can bring:
- Enough comfortable and casual clothing for two weeks (laundry facilities are available)
- Shoes appropriate for hiking or exercise (boots or running shoes)
- Warm clothing for winter months (coat, scarves, gloves, etc.)
- Personal hygiene products (keep it simple and basic)
- Electric razor or razor and shaving cream
- Driver’s license or picture ID
- Prescribed medications in the original bottle with prescription information (liquid medications must be unopened with original seal)
- Nicotine patches or tobacco products including: cigarettes, cigars, chewing tobacco, pipes, cigarillos and vape/electronic cigarettes (must be cleaned out and the fluid must be in an unopened, sealed container)
- 1 pillow, blanket, or comfort item
- Journaling supplies (a few pens and a notebook), highlighters
When entering rehab, do NOT to bring:
- Drugs and alcohol
- Candles or incense
- Alarm clocks
- Laptops or tablets (any electronics will be locked up and stored until your completion)
- Cell phones (any electronics will be locked up and stored until your completion)
- Weapons of any type
- Pornography
- Herbal products
- Vitamins or over-the-counter medications
- Mouthwash or hygiene products that contains alcohol
- Nothing of monetary value (i.e. gaming systems, jewelry, expensive clothing )
- Revealing clothing
- Clothing with inappropriate images or words
- Homemade food or drinks
At Royal Life Centers, we operate on a biopsychosocial/spiritual model. This means we collectively treat the mind, body, and spirit. Essentially, holistic treatment is the idea that multiple modalities of treatment are the most effective way to recover from drug and alcohol addiction. Our addiction treatment includes traditional and alternative approaches like individual therapy, group counseling, art therapy, yoga, mindfulness, and Native American healing traditions.
Our Admissions Process
1.
Contact us
You can call us directly, fill out an insurance verification form, or submit a request for us to contact you. Tell us a little bit about what’s going on, your name, and basic information for the individual who is seeking treatment if you’re not the person needing treatment. We will use this information to create a chart in our confidential EMR (electronic medical records) system, so that when you call back in, any one of our admissions coordinators can be able to find your information quickly and continue building the chart for your admission. This way your not repeating your story and needs over and over again if we’ve already spoken with you.
2.
Check your health insurance coverage
If you plan to use your health insurance to cover treatment, we will need to gather your insurance information. Health insurance is not required, so if you don’t have insurance we can discuss payment options for the treatment program(s) you have decided on. Our programs have always been affordable so that the cost of treatment doesn’t become a burden on families and loved ones. This step can be tackled in your initial call, or you the admissions process can be expedited if you verify your insurance online.
3.
Do a 5-10 minute pre-assessment
This pre-assessment takes place over the phone and takes a short amount of time. During the pre-assessment, the individual looking to enter our treatment program will be asked questions about their drinking/drug use history, medical history, motivation for treatment, and current health conditions.
4.
Pick a day/time
Schedule a date and time you would like to come into the facility to formally admit.
5.
Come to us
Come to the facility at your scheduled time! If we have arranged your flight from out-of-state, we will keep tabs on your flight and have a driver pick you up from the airport when you arrive. If you live in close proximity to our facility, we can also put a plan in place to transport you to our facility.
helping people heal from the inside out.