Substance use disorder has a profound effect on not only the user, but society as a whole. Rates of addiction continue to climb along with the availability of dangerous substances. Fortunately, addiction treatment is more accessible than ever before. For those who have health insurance, entering into a treatment program can be even easier. Additionally, insurance providers are required to cover substance abuse and mental health services at the same level as other medical issues. So, if you or someone you know needs substance abuse treatment, and has a health insurance policy, they will most likely be covered.
The level of coverage that you’ll be entitled to, depends on what plan you have. There are also other deciding factors such as age, substances you’re addicted to, the severity of your addiction, as well as your history of addiction.
The easiest way to determine how to effecively use your Mid-America Benefits Inc plan, is to call our treatment experts directly. We can quickly and confidentially perform a free verification of your benefits, and explain your treatment options. Our staff is always available to take your call, 24/7.
Does Mid-America Benefits Inc cover Inpatient & Outpatient treatment?
Generally, insurance companies will cover both levels of care for their members. However, this will be determined by your specific plan.
Will Mid-America Benefits Inc pay for both drug and alcohol treatment?
Insurance companies make no distinction between substances when it comes to addiction. Therefore, if you have any substance use disorder, insurance will provide coverage.
Will I have any out-of-pocket costs for my treatment?
Mid-America Benefits Inc has many different plans available. Each one will have different limits, deductibles, co-pays, etc. To find out what, if any cost, treatment will be for you, call and speak with us directly.
Is Medical Detox covered by Mid-America Benefits?
Generally speaking, medical detox is covered under most insurance policies when medically necessary.
Will I be covered for dual diagnosis treatment?
Any co-occurring disorders will likely be covered by your Mid-America Benefits Inc policy.
Receiving help for substance use disorder wasn’t meant to be complicated, and it shouldn’t be. Royal Life Centers make finding the help you need a simple process. Just call our treatment team who is waiting to hear from you, and they’ll explain all your treatment options. The call is free, and there is no obligation, so pick up the phone and get the help you deserve now.