If you or a loved one are struggling with an addiction to drugs or alcohol you are probably wondering where to turn for help. Usually the first-place people look, if available, is their health insurance plans. GEHA (Government Employees Health Association) is a non-profit association that provides medical plans to over 1.8 million people across the world. If you have GHEA you’re probably wondering if they will cover the cost of your drug or alcohol rehab. Since GHEA offers such a wide range of plans, coverage will vary based on your specific plan. However, most plans under GHEA will cover some form of substance abuse treatment.
Does GHEA Cover Drug Rehab?
The Affordable Care Act requires all insurance companies to treat addiction as they would any other medical condition. This means that GHEA will likely provide at least some form of assistance paying for drug or alcohol rehab. There are many variables in determining what kind of coverage you will receive when seeking treatment. For example, some plans will cover detox from only certain drugs, while other plans cover treatment from any addiction. The easiest way to determine your coverage is to call us and receive a free, no obligation, verification of benefits. You can also call the number on the back of your insurance card and talk to a GHEA representative.
Does GHEA Cover Alcohol Rehab?
GHEA is legally obligated to treat someone with alcoholism the same as they would treat someone with any other chronic disease. So, the short answer is “yes” GHEA will cover alcohol rehab. The amount of, or type of treatment your plan will cover depends on your specific plan and circumstances.
Will GHEA Cover Inpatient Treatment?
After successfully completing a medical detox, you should enter into a treatment facility as soon as possible. Inpatient treatment, also known as residential treatment, is a great option for those looking to fully take advantage of the treatment process. Staying on property allows guests to focus entirely on their recovery, without outside distractions. GHEA will determine your eligibility for inpatient treatment, depending on your level of coverage.
Will GHEA Cover Outpatient Treatment?
Outpatient treatment is covered by most plans under GHEA insurance. Most insurance companies will suggest outpatient drug rehab as the first option for substance abuse disorders. However, there are exceptions to this when circumstances call for more intensive treatment. Outpatient treatment is a great option for people on a tight budget since it is usually cheaper then residential inpatient.
Generally speaking, GHEA provides coverage for drug rehab and alcohol rehab. When you’re ready to get the help you need, Royal Life Centers is here to help. Making sense of health insurance policies can be confusing to say the least. We are here to make the process as stress free as possible. Call our team of addiction professionals today. We are here to help, Because We Care.